With Memo Bank’s business expense management, your entire company saves time. In a matter of seconds, create a physical or virtual card, assign it to a collaborator, and set a budget. No more sharing card numbers.
Delegate business expense management to your divisions and supercharge expense monitoring. Within your Memo Bank account, a simple click on a division’s bank card reveals a consolidated, real-time overview of all expenses incurred. Effortlessly search for expenses using the search bar and review transactions as far back as you need.
Your accountants no longer need to reconcile information scattered across different places : all data is centralized on the Memo Bank account. And to save time for your accountants, your collaborators who have forgotten to add their receipts receive automatic reminder emails.
Memo Bank’s card limits are incredibly flexible. Whether you prefer limits or no limits, set weekly or monthly spending caps and adjust them at your convenience.
You can even specify merchant categories where your employees can use their cards – be it restaurants, petrol stations, hotels, or more. Tailor card usage by selecting the days they’re active, allowing you to block weekend spending, for instance. Configure these options for each card and modify them anytime.
Capture credit card receipts directly from your Memo Bank mobile app or your computer in your Memo Bank account. Our Optical Character Recognition (OCR) systems read your receipts and automatically add their information, such as the applied VAT rate.
Francis Pallini
Cofounder and CEO
Xavier du Parc, the CFO of Klox, explains how he reduced Klox’s working capital requirement (BFR) using Memo Bank’s deferred debit cards.
Digital marketing
40 employees (2023)
Paris (75)Ecilia has reorganized its professional expense management system using virtual and physical cards from Memo Bank.
Software
20-49 employees
Lyon (69)Martin Leveau, CFO of Fleet, explains how their start-up maintains a negative Working Capital Requirement (WCR) thanks to its business model and Memo Bank’s deferred debit cards.
Computer equipment
20-49 employees
Paris (75)
Banking as it should be
Memo Bank is a Société Anonyme with an Executive Board and a Supervisory Board with a capital of €13 081 499.46 € and accredited as a credit institution by the European Central Bank and regulated by the French Prudential Supervision and Resolution Authority (4 place de Budapest, 75009 Paris).
Use cases
Do you need to release orders quickly with your suppliers? Fulfill your commitments without tapping into your liquidity too early? At Memo Bank, everything is designed to accelerate your execution speed
Use cases
Do you need to release orders quickly with your suppliers? Fulfill your commitments without tapping into your liquidity too early? At Memo Bank, everything is designed to accelerate your execution speed
