Medium or long-term loans

Business loans that are clear and quick to get

We assist you with your borrowing needs to finance tangible or intangible assets or your company's everyday operations. Once you loan application has been approved, funds will be released within a few days.

By your side to finance your strategic projects

Business loans tailored to your needs

Memo Bank assists you in financing tangible and intangible assets. We can provide you with a business loan of up to €1,000,000.

Business loans tailored to your needs
Working capital loans

Working capital loans

Do you need to finance your company's everyday operations (such as paying wages, etc.)? Our working capital loan can help your business finance its daily operations for amounts up to €750,000 with a repayment term of up to 48 months.

 Various loans arrangements

Various loans arrangements

You can borrow money from us to fully finance your project. We can also co-lend it with other financial institutions.

 Have you been operating for more than 3 years?

Have you been operating for more than 3 years?

If that's the case, you can borrow money up to €1,000,000. Our business loan repayment terms range between 1 and 7 years.

Are you a young innovative company?

Are you a young innovative company?

If you have raised funds within the past year, you can get a loan up to €500,000 with repayment terms ranging from 3 to 4 years.

A simple process to get a business loan

Online loan application

Online loan application

Once you've taken us through your needs, our expert will set up a meeting with you within 48 jours. The loan application and its progress are managed online.


A personalised interest rate

A personalised interest rate

The interest rate we'll communicate is not based on (unnecessarily) complex models. Our interest rate is based on your company's history, the nature of your project, the repayment term, and the macroeconomic context.


We won't overwhelm you with unnecessary guarantees.

We won't overwhelm you with unnecessary guarantees.

Some traditional banks may ask you for guarantees that are disproportionate. The guarantees we ask are fully adapted to your business and to the project you need to finance.


We'll come back to you within 7 working days

We'll come back to you within 7 working days

Whatever the outcome, we'll give you an answer within 7 days following completion of the loan application.


Funds are relased within 48 hours

Funds are relased within 48 hours

Regardless of the loan amount, we'll release the funds within 48 hours following the loan approval.

Hundreds of companies trust Memo Bank

See all client cases

Discover how our clients accelerated their development with Memo Bank

Business loans to grow your business

Features
  • 1

    Business loans to finance tangible and intangible assets.


  • 2

    Working capital business loan


  • 3

    Lending or co-lending model


  • 4

    Loan application and progress managed online


  • 5

    Guarantees aligned with the nature of your project.


  • 6

    7 working days to give you an answer


  • 7

    Loan funds are released within 48 hours

Experience
speaks louder than words.

Ready to leave the dark side of banking behind?

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