Memo Bank for CTOs and engineering leaders
A banking integration that won’t slow down your roadmap.
A native REST API to replace your legacy flows, eliminate technical debt, and give your finance team full autonomy.
“Memo Bank's API has a better architecture than the others we tested. It does more, it's faster, and we don't run into any bugs.”
Louis Fourrier, Co-founder and CTO of Sidecare
Integrate a modern banking API in days
Build with current tech standards
Our API speaks your language: a RESTful, JSON-based API authenticated with JWT, plus real-time webhooks for full asynchronous handling.
Documentation written by developers
Our documentation is comprehensive, illustrated, and clear. You'll find everything you need to move forward on your own. Take a look at our API guide.
Backed by real experts
No more support tickets vanishing into the void. You get responsive technical support (average reply time: 1 hour). Your technical questions are handled by people who speak your language and understand your architecture and scalability challenges.
Your first API call in a few hours
Stop wasting weeks deciphering cryptic documentation. With Memo Bank, your first API call is up and running within hours. You get access to a sandbox to run your tests and a representative dataset to validate your scenarios. Full integration takes days, not quarters.
Rely on a stable API
Updates without breaking changes
We guarantee full backward compatibility: we never introduce breaking changes to our API.
Clear, transparent change tracking
Subscribe by email or RSS to follow our documentation and technical updates.
Secure your infrastructure without compromise
Granular access management
Protect your funds by controlling every interaction with your account. Our system goes well beyond simple IP restrictions. With fine-grained permissions, you assign specific rights to each user and service. Combined with our advanced authentication, you can be sure that only the right people — and the right servers — can initiate a transaction.
Always-on infrastructure
We target zero downtime. You get maximum uptime for your operations, backed by a 99.9% SLA.
Infrastructure built with headroom
Our infrastructure is monitored in real time and intentionally over-provisioned for current operations. No matter how fast you grow, our infrastructure absorbs your peak loads without slowing down.
Native idempotency for payments
We've built idempotency natively into payments to secure your retry mechanisms and eliminate any risk of duplicate transactions when network errors or technical issues occur.
Audits and security
Our stack undergoes regular security audits. Security isn't an option — it's the foundation of our credit institution license.
Our clients integrated our API in less than 15 days
