Visa corporate cards

Manage your expenses while optimising your resources

Expenses management are now made easy. At Memo Bank, corporate cards can be generated and managed online. Through the BNPL option, you give yourself more time to meet your financial obligations. Executing a business expenses strategy, all the while optimising your resources, is no longer a challenge.

Memo Bank is reshuffling the cards

Remove the pressure on your WCR

Remove the pressure on your WCR

The deferred debit option (Buy Now Pay Later) enables to posptone the payment of a purchase for 30 days after that order. Switch between the deferred or instant debit option on each card at anytime.

Remove the pressure on your WCR
Remove any card spending limits

Remove any card spending limits

The only spending limit on your card is the one you set, not the one that is set for you. If your balance or your overdraft agreement allows it, there's no obstacle to making unlimited payments with your cards.

An integrated expense management module

An integrated expense management module

No need to juggle between various platforms to manage card expenses. Memo Bank allows you to centralise the entire card management process. Through a centralised and integrate module, you generate, configure, and track your team member's card spending, either at a granular level or at a card-level, awalys in real time.

Segment and track business expenses

Segment and track business expenses

Segment and track expenses by business unit (e.g., marketing, HR), type (e.g., advertising, furniture, traveling, etc.), or geography. You can now manage your budgets with more accuracy at any level (business unit, team, colleague), removing the risk of double-counting expenses or going over budget.

Segment and track business expenses
Empower your team

Empower your team

Empower your employees by assigning them to a card. Assign personalised cards linked to the business account for debiting. Your colleagues will not longer to use their personal accounts to advance the funds. They can easily upload their expenses via the Memo Bank mobile app.

Set up card-level restrictions

Set up card-level restrictions

Define payment limits and usage rules for each card. For each employee, you can define the type of merchants and/or the weekdays for which card payments are allowed. You can also block card withdrawals at ATMs.

Simplify accounting reconcilation and tasks

Simplify accounting reconcilation and tasks

Your finance and accounting teams will no longer have to wait for days to see card transactions or manually input card expense information into different systems. Your financial teams have access to all the information they need, in both a centralised and real-time way. And to save even more time, automatic email reminders are sent to colleagues who've forgotten to submit their invoices after making a card payment.

One card, many ways to pay

One card, many ways to pay

Generate physical or virtual (personalised) cards for your teams or each team member. Our cards are compatible with Apple Pay and Google Pay.

Measure your carbon footprint

Measure your carbon footprint

Each time you make a payment via a Memo Bank card, we'll calculate the carbon footprint associated with that payment. You can access this data to assess your carbon footprint.

Measure your carbon footprint

Cards tailored to your business' needs

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Don't let low card limits stop you in your tracks

Stay in control of the situation. Don't let unexpected card limits disrupt your (high-performing) online ads campaigns or cancel subscriptions to your favorite SaaS tools.


Say goodbye to expense reports

Say goodbye to expense reports

Remove the constraints you experience in managing expense reports. You can assign a corporate card to each of your team member. Our cards are available in both physical and virtual formats, can be personalised and are compatible with Apple Pay and Google Pay.


opération financiere

Give yourself more time to meet your financial obligations

The deferred debit option will give you an extra 30 days to meet your financial obligations, lifting the pressure on your WCR.

Hundreds of companies trust Memo Bank

See all client cases
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Computer equipment

Icone employés 20-49 employees
Icone marqueur Paris (75)
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Digital marketing

Icone employés 40 employees (2023)
Icone marqueur Paris (75)

Discover how our clients accelerated their development with Memo Bank

Solid foundations for executing your expenses management strategy

Features
  • 1

    Visa Corporate cards debiting funds from the business account


  • 2

    Integrated expense management module


  • 3

    Personalised cards for each team member


  • 4

    Virtual or physical cards, compatible with Apple Pay or Google Pay


  • 5

    Deferred or instant debit payment options available on the same card


  • 6

    Cards with limited or unlimited spending thresolds


  • 7

    Real-time categorisation and visualisation of colleagues' and teams' expenses


  • 8

    Cards can be blocked online


  • 9

    Automatic reminders to colleagues post making a card payment


  • 10

    Expense receipts added, scanned and converted automatically


  • 11

    Card payment can be made in euros or in any other currencies


  • 12

    Travel insurance included

Experience
speaks louder than words.

Ready to leave the dark side of banking behind?

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