The Memo Bank Visa Corporate cards have no limit. As long as your account balance or overdraft authorization allows it, you can make as many expenses as you wish.
The absence of a predefined limit on your Memo Bank payment cards does not prevent you, if you wish, from setting a limit yourself. You can define a maximum spending amount on a card, per week or per month.
Choose between instant or deferred debit mode when using your Memo Bank cards.
With deferred debit, your advertising expenses are deducted on the first day of the following month. This is especially beneficial for advertising agencies purchasing ad space for clients or any company aiming to fine-tune their working capital management (WCR).
Creating a virtual card from your Memo Bank account only takes seconds. Virtual cards are ideal for settling online advertising bills and other web-related expenses. And since our cards have no limits, you can create a single virtual card for all your advertising expenses and add this card to the websites of all your advertising agencies. Your expenses will never be blocked.
"There is only one institution in France that offers both deferred debit cards and modern, flexible management of expenses through bank cards: Memo Bank."
Xavier du Parc
Head of Finance
Xavier du Parc, the CFO of Klox, explains how he reduced Klox’s working capital requirement (BFR) using Memo Bank’s deferred debit cards.
Digital marketing
40 employees (2023)
Paris (75)Martin Leveau, CFO of Fleet, explains how their start-up maintains a negative Working Capital Requirement (WCR) thanks to its business model and Memo Bank’s deferred debit cards.
Computer equipment
20-49 employees
Paris (75)Ecilia has reorganized its professional expense management system using virtual and physical cards from Memo Bank.
Software
20-49 employees
Lyon (69)
Banking as it should be
Memo Bank is a Société Anonyme with an Executive Board and a Supervisory Board with a capital of €13 081 499.46 € and accredited as a credit institution by the European Central Bank and regulated by the French Prudential Supervision and Resolution Authority (4 place de Budapest, 75009 Paris).
Use cases
Do you need to release orders quickly with your suppliers? Fulfill your commitments without tapping into your liquidity too early? At Memo Bank, everything is designed to accelerate your execution speed
Use cases
Do you need to release orders quickly with your suppliers? Fulfill your commitments without tapping into your liquidity too early? At Memo Bank, everything is designed to accelerate your execution speed
