At Memo Bank, you know exactly what your bank will cost you — and you know it in advance. We have opted for a subscription-based pricing model : your subscription, tailored to your needs, entitles you to a certain number of services and transactions. If you wish to exceed this number, it is possible: each additional service or transaction is subject to clear and transparent pricing.
We do not charge any transaction fees. Our subscription plans are based on transaction volumes, not amounts, ensuring you pay the same fee regardless of the transfer or direct debit value.
For businesses with substantial transaction volumes, we’ve crafted a specialized offering and pricing structure. Enjoy commission-free transactions, tiered pricing based on transfer and direct debit frequencies, all while benefiting from our banking API integration.
At Memo Bank, instant transfers are the default mode included with your subscription – and they come at no additional expense. In contrast, traditional banks often charge 4 to 5 times more for instant transfers compared to standard ones.
What’s more, our instant transfers can reach up to €100,000, marking the highest limit in the market.
At Memo Bank, your current accounts generate interest effortlessly, requiring no extra effort on your part. For those seeking even greater returns, we provide term accounts with no early withdrawal penalties, allowing for partial withdrawals. All these options are available through our convenient online platform.
Julian Aroun
Cofounder and CEO
Drapo, a company offering financing solutions for energy renovations, handles a large volume of transactions each month. With a traditional bank, Drapo would pay tens of thousands of euros per month in transaction fees. At Memo Bank, Drapo pays no transation fees.
Environment
50-99 employees
Paris (75)Ecilia has reorganized its professional expense management system using virtual and physical cards from Memo Bank.
Software
20-49 employees
Lyon (69)
Banking as it should be
Memo Bank is a Société Anonyme with an Executive Board and a Supervisory Board with a capital of €13 081 499.46 € and accredited as a credit institution by the European Central Bank and regulated by the French Prudential Supervision and Resolution Authority (4 place de Budapest, 75009 Paris).
Use cases
Do you need to release orders quickly with your suppliers? Fulfill your commitments without tapping into your liquidity too early? At Memo Bank, everything is designed to accelerate your execution speed
Use cases
Do you need to release orders quickly with your suppliers? Fulfill your commitments without tapping into your liquidity too early? At Memo Bank, everything is designed to accelerate your execution speed
