An all-star roster of experienced entrepreneurs and seasoned bankers

Our team of finance and technology experts represents decades of combined banking and engineering experience. It is supported by experts in finance and new technologies.

The co-founders

Memo Bank’s Executive Team is in charge of day-to-day operations. It is made up of entrepreneurs and bankers working side by side under the auspices of the Supervisory Board.

Jean-Daniel Guyot

Co-founder and Chairman of the Management Board

Before co-founding Memo Bank in 2017, Jean-Daniel Guyot co-founded and served as President of Capitaine Train, a booking platform which was sold to Trainline in 2016. He holds an engineering degree from INSA (Rouen) and is chairman of the Management Board.

Michel Galibert

Co-founder and Chief Operating Officer

Michel Galibert co-founded Memo Bank in 2017. Prior to that, he worked at Google and Capitaine Train, where he was in charge of marketing and then product development alongside Jean-Daniel Guyot. He is a graduate of HEC Paris.

The Supervisory Board

Our illustrious Supervisory Board serves as the North Star guiding Memo Bank's seamless operation.

Ronan Le Moal

Ronan Le Moal

Former CEO of Arkéa

Ronan Le Moal was head of the Crédit Mutuel Arkéa group, which includes Suravenir and Fortuneo, for thirteen years. He is currently the founder and managing director of the investment fund Épopée Gestion. A graduate of HEC, he serves as chairman of Memo Bank’s Supervisory Board.

Valentine Baudouin

Valentine Baudouin Barbelivien

Co-partner of Founders Future

An attorney formerly with Kramer Levin, Valentine Baudouin Barbelivien is now a partner at Founders Future, an investment fund created by digital entrepreneurs. She holds degrees from Panthéon Assas (Paris II) and Paris Dauphine. She is deputy chair of Memo Bank’s Supervisory Board.

Gilles Denoyel

Gilles Denoyel

Chairman of the Board of Directors of Dexia

Before taking over as Chairman of the Board of Directors of Dexia, Gilles Denoyel was the Chief Risk Officer for HSBC France for eleven years. He is a graduate of ENA, Écoles des Mines de Paris and Science Po. He is a member of Memo Bank’s Supervisory Board.

Jacques Veyrat

Jacques Veyrat

Chairman of Impala

Jacques Veyrat manages Impala, an investment firm he founded in 2011. He is also the Chairman of the Board of Directors of the Fnac Darty Group. He holds degrees from École nationale des ponts et chaussées and École polytechnique. He is a member of Memo  Bank’s Supervisory Board.

Photo credits: Cyrille George Jerusalmi.

Paul Mizrahi

Paul Mizrahi

Co-founder of Blackfin Capital Partners

Before co-founding Blackfin Capital Partners, an investment fund specializing in financial services, Paul Mizrahi founded the online bank Fortuneo, which was acquired by the Crédit Mutuel Arkéa group in 2006. He is a graduate of HEC Paris and represents Blackfin on the Supervisory Board of Memo Bank.

Clarisse Blandin

Clarisse Blandin

Venture Capital Investor at Bpifrance

Clarisse Blandin is a VC investor at Bpifrance, the French public investment bank. A graduate of ESCP Europe, she represents Bpifrance on the Supervisory Board of Memo Bank.

Pierre-Eric Leibovici

Pierre-Éric Leibovici

Co-founder of Daphni

Pierre-Éric Leibovici co-founded Daphni, an investment fund specializing in European technology companies. He is a graduate of ESCP Europe. He represents Daphni on the Supervisory Board of Memo Bank.

Institutional Investors

We have received support from strong investors who advise us and recommend us to innovative companies.

Logo Bpifrance


Bpifrance is the public investment bank (BPI).

Logo Blackfin

Blackfin Capital Partners

Blackfin Capital Partners is an investment fund specializing in financial services.

Logo Daphni


Daphni is an investment company specializing in technology companies.

Logo Serena


Serena Capital is a fund management company established in 2008 that invests in the innovation and digital market.

We are backed by investors at the forefront.

We are supported by individuals who would have appreciated having a bank like ours by their side when they embarked on their journeys.

Xavier Niel


Marc Simoncini

Meetic, Angell

Didier Le Menestrel

Financière de l’Échiquier

Marc Menasé

Founders Future

Thibaud Elzière

Fotolia, eFounders

Alexandre Lebrun

Nuance,, Nabla

Thierry Petit


Pierre Valade

Sunrise, Jumbo

Jacques-Antoine Granjon


Franck Le Ouay

Criteo, Lifen

Eduardo Ronzano


Rachel Delacour


Alexis Bonillo


Yannick Hascoet

Chauffeur-Privé (Kapten)

Grégory Pascal


Paulin Dementhon

Drivy (Getaround)

Michaël Benabou

veepee, Financière Saint-James

Antoine Martin


Edward Lando

Misfits Market, Conduit

Jacques Veyrat


Oleg Tscheltzoff


Othmane Bouhlal


Sarah Meyohas


Nicolas Steegmann

Stupeflix (GoPro)

Ready to unlock your company's potential?

Logo Memo Bank
Logo Memo Bank