All-in-one pricing plans tailored to your needs

Addressing challenges faced by finance and accounting functions through subscriptions that are both clear and complete.

Plus

€149 per month (excl. VAT)

200

SEPA transfers per month

Prime

€399 per month (excl. VAT)

1 000

SEPA transfers per month

Expansion

€949 per month (excl. VAT)

3 500

SEPA transfers per month

High volume

Very high volume of transactions

The bank of tomorrow, available now

Enter a new era of banking that embodies modernity, transparency, and efficiency. Through its pricing plans, cutting-edge technology, and dedicated relationship managers, Memo Bank delivers an overhaul in the way businesses manage their banking needs.

Our subscriptions

Plus

Prime

Expansion

High volume

Plus

Prime

Expansion

High volume

Protect and optimise your liquidity

Your liquidity

Current account (available in Euros)

Current accounts included

5 accounts

5 accounts

5 accounts

5 accounts

Users included

10 users

15 users

30 users

30 users

Interest earned from €1 and above

10% of the €STR

10% of the €STR

10% of the €STR

10% of the €STR

Dedicated current account for each subsidiary

Blocking outgoing transactions

Booster instant access savings account

Interest earned from €1 and above

80% of the €STR

80% of the €STR

80% of the €STR

80% of the €STR

Opening the Booster account online

Cash sweeping from/to the savings account

Opening and managing term deposit accounts online

Partial and full withdrawals allowed on the term deposit account 

Client accounts

Ring-fenced account

Optional

Optional

Specially dedicated account

Optional

Optional

Settlement account

Optional

Optional

Premium banking API

Managing current accounts and special accounts via API

Cash and liquidity management via API

STP and real-time capabilities

Optional

Optional

Pay and get paid all around the world

SEPA credit transfers

Volume of incoming and outgoing transactions

200/month

1,000/month

3,500/month

25,000+/month

Standard and instant payments

SEPA instant payments at no extra cost

Setting up delegation and validation payments rules

Collecting payments via SEPA direct debit

Integrated payment collection module

Incoming payments received within 24 hours

Automatic retry of failed payments

Automated SEPA mandate management

Optional

Optional

Optional

Optional

Making payments via Visa Corporate Cards

Physical cards included

10 cards

15 cards

30 cards

30 cards

Online cards included

10 cards

15 cards

30 cards

30 cards

Single-use cards included

10 cards

15 cards

30 cards

30 cards

Creating cards online

Apple Pay

Google Pay

Uncapped payment thresholds

Deferred and instant debit

International payments via SWIFT

90 available currencies when issuing a payment

29 available currencies when receiving a payment

Premium banking API

Automating incoming and outgoing payments flows via API

STP and real-time capabilities

Optional

Optional

Streamline your accounting and your banking exchanges

Managing business’ expenses via Corporate cards

Configuring the type of allowed expenses and merchants (travelling, lunch, hotel, etc.)

Card-level real-time and online management

Adding receipts automatically

Inputting the amounts (excl. and inc. VAT), the merchant details, etc.

Banking reconciliation

Granular segmentation of the transactions via virtual IBANs

Transaction details and history

Tax settings management

Accounting integrations and file exchanges solutions

Open Banking API (PSD2)

EBICS TS (Interbank communications protocol)

Optional

Optional

Optional

Optional

100+accounting and treasury integrations

Banking reconciliation via Premium Bank API

Optional

Optional

Grow your business

Overdraft

Medium and long-term loans

Capital increase

Contact your relationship manager

Enjoy an outstanding banking experience

Dedicated relationship manager

Client support team based in France

The Memo Bank account: quick to open, easy to use

How to become a Memo Bank client

Let’s discuss your needs in more detail and find the pricing plan that works best for you.
Our account opening procedures (KYC, etc.) differ from those of traditional banks and are digitised.

Assisting you in transferring the funds you hold with other banks

Whether your company has an annual turnover of €10 million or €100 million, we can, if you want to, manage the entire process of transferring funds you hold with other banks.

Transparency at the core of our pricing plans.

We’ve designed a range of complete subscriptions. When banking with us, you’ll always know how much you’ll pay each month, together with being in full control of your banking fees.

Memo Bank’s pricing is very clear, so you know exactly what you’re paying for.

Memo Bank's pricing is very clear, so you know exactly what you're paying for.

Jean-Sébastien Moroni
CFO of Moroni S.A

Julian Aroun
Co-founder and CEO of Drapo

The only question
you'll ask yourself is

Why didn’t you bank with us a while ago ?

Logo Memo Bank