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Memo Bank’s press kit

A single address for all your press inquiries: presse@memo.bank

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The bank for transaction-intensive businesses

Memo Bank is a French credit institution authorized by the European Central Bank (ECB) and regulated by the Autorité de contrôle prudentiel et de résolution (ACPR). Launched in 2020, it is the first independent bank created in France in 50 years.


Our supervisory board is composed of authoritative figures from the banking and investment world. Ronan Le Moal, former CEO of Arkéa, is chairman of the supervisory board, while Jean-Daniel Guyot is the chairman of the management board.


Memo Bank supports transaction-intensive businesses that need to automate and reconcile their banking operations via API.

Q1 2026 Key Figures

800 clients supported
€4 billion of transactions per month
64% of transactions via API
Positive net income

2025 Financial Results

€9.2 million Net Banking Income (+70% compared to 2024)
€407 million total balance sheet

2025 Regulatory Ratios

LCR: 222%
NSFR: 230%
CET1: 27%
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Memo Bank supports 800 clients in automating and safeguarding their transactions via API

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Press releases

Our last news

logo memo bank sur fond bleu
newsFebruary 13, 2025
Memo Bank reports strong growth in 2024 and strengthens its position
newsApril 18, 2023
Memo Bank joins the Partnership for Carbon Accounting Financials (PCAF)
newsMarch 9, 2022
Memo Bank launches instant payment up to €100,000 without additional costs
newsFebruary 8, 2022
Memo Bank launches the first expense platform directly integrated into a bank account
newsDecember 10, 2021
Memo Bank joins the shortlist of banks directly connected to STEP2 clearinghouse
newsJune 15, 2021
Memo Bank raises a further €13 million in capital
newsSeptember 29, 2020
Memo Bank announces its groundbreaking product offering for SMEs
newsJune 23, 2020
Memo Bank becomes the first independent bank established in France in the past 50 years.
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One single address for all your press inquiries: presse@memo.bank

Who said banking couldn't be a great experience?