Moroni S.A. sought an innovative bank with dedicated relationship managers

Moroni S.A. is an industrial SME that produces building materials for the construction and public works sectors. Located near Reims in Marne, Moroni owns three quarries from which it extracts materials used particularly for concrete production: sands, gravels, pebbles. Once extracted, these materials are processed to achieve sizes and shapes that meet the various needs of the construction sector. They are then either sold to clients in bulk or in big bags or transported to a company plant to be turned into concrete blocks. The company has its own fleet of trucks that transport the materials and concrete blocks to client construction sites.

Moroni is a family business created in 1925 by Charles Moroni and has been passed down through generations. Today, two great-grandsons of the founder run the company. Hugues Moroni is the president; Jean-Sébastien Moroni, his cousin, is the CEO.

As a nearly centennial company, Moroni has always managed to adapt to its era to stay relevant. Long supported by traditional banks, the company wanted in 2020 to try one of the new banking institutions that have emerged with the development of new technologies.

Jean-Sébastien Moroni, the CEO, did not want just a simple online professional account that would only allow for payments and transfers. He also did not want an account with an online bank, whose advisors are only reachable by phone and never visit the field. Jean-Sébastien Moroni was looking for a new bank that is a real bank—one that deploys real business managers to its clients, can grant loans, authorize overdrafts, and so on… All while offering online services and a customer experience on par with the best technology companies.