Welcome to Memo Bank

We want to provide businesses with a new, better banking experience that combines automation, simplicity, and efficiency to support their long-term growth. To do this, we need passionate professionals. Join us in creating a new standard in banking!

Mickaël Floc’hlay


Arthur Bourdillon

Relationship manager

Dounia Benyaich

Relationship manager

Our open positions

Come and help us create the new banking industry standard.

Content Manager
Digital marketing specialist (alternance)
Growth Marketing Manager

Memo Bank in
just few words

We recreate the bank

Since 2017, we have been establishing an independent bank dedicated to revolutionizing the daily operations of corporate finance departments. Our comprehensive banking solution seamlessly integrates cash flow and liquidity management. Our team of 70 professionals operates across Paris, Lyon, and various other French cities. While our headquarters are in Paris, we are also equipped to operate within Europe, subject to specific conditions.

We rethink standards

We blend advanced technology with seamless human support to free companies from the limitations of conventional banks, providing them with greater independence and efficiency. Our approach is underpinned by two key assets: the absence of technical debt and a team of seasoned professionals. We have developed our core banking system from scratch and we tirelessly rethink the fundamentals of banking: from cards to direct debits, through our powerful API, financing solutions, and instant transfers.

Our history is shaped by teams

Our recruitment and integration processes and our salary and bi-annual appraisal policies have been designed to guarantee an inclusive and equitable working environment right, from the outset. We are convinced that diversity of experience, culture, and outlook is the key to a company’s wealth and the success of its projects.

Our team


Year of creation



34 years old

Average age

The new banking standard.



Our product team encompasses diverse expertise, from product management to product design. Market analysis and user feedback formulate a roadmap that guides the development of functionalities for our technical team. Additionally, the team ensures the seamless execution of product development cycles.


Memo Bank's technical team is responsible for developing the foundation of our bank, the Core Banking System, and crafting the applications utilized by our customers and relationship managers. By constructing our technical architecture internally, we've had the freedom to adopt contemporary technologies such as Elixir and Kotlin, eliminating the need for subcontractors.


The Revenues department consolidates our sales, marketing, customer service, and back-office teams. Together, these teams actively prospect the market for potential customers while ensuring existing ones can seamlessly discover and utilize our banking services under optimal conditions.


Our risk team ensures that risk, control, and compliance are integrated into our operations and products, collaborating closely with our other teams. They closely monitor credit, operational, and market risks while prioritizing prompt responses to requests from our customers and regulatory bodies.
Finance and HR

Finance and HR

The Finance and Human Resources team oversees our accounting, allocations, and the management of both current and prospective employees. This team is pivotal in managing Memo Bank's cash flow, monitoring the balance sheet, and recruiting. Additionally, the HR team establishes compensation and benefits policy and Talent management.


Our remote working-based organization fosters independence. We don’t require a minimum office presence except quarterly team-building days (Memo Days).

Nevertheless, the Paris offices are available at all times to employees who choose to work from there, whether they reside in the Paris region or elsewhere in France (We cover transport and hotel accommodation expenses.)

1,500 per person per year to attend training courses or conferences.

We have excellent mutual insurance coverage with AXA, which is 80% covered. Our employees can equip themselves to work comfortably at home thanks to loans from Fleex.

Each employee has a Swile card, accepted at restaurants and supermarkets for up to €10.20 per day, with a 60% refund.

All Employees are entitled to up to 90 days of paid maternity leave (French banking collective agreement). We all benefit from 26 paid vacations and 8 to 10 days of RTT per year.

If you live in the Ile-de-France region, we’ll pay 80% of your Navigo season ticket, or you’ll receive a €400 annual bicycle bonus. From anywhere else in France, we refund your SNCF Liberté card at 80% and all your train fares and accommodation (€160 per night) when traveling to Paris on business.

Our values

Our values


The same spirit drives us as our customers: optimism. This enlightened confidence in our success enables us to overcome obstacles and constantly innovate to offer the best banking solution.


We establish clear, precise objectives to ensure  efficient collaboration in a unified direction. To achieve this, we concentrate our efforts, resources, and attention. We adeptly prioritize actions while upholding the high standards inherent to our profession.


We aim to have a positive and lasting influence on the world: our customers, employees, the economy, and the environment. This approach empowers us to realize our ambitions effectively.

Is Memo Bank right for me?

Offices and remote working

Comfortable, bright offices in the heart of Paris (Opéra metro station) and an assertive, truly flexible remote working policy. At Memo Bank, you can work from the office daily or once a quarter, adjusting your pace as the weeks progress. We are dedicated to fostering meaningful connections, organizing quarterly team-building days (Memo Days), and hosting a seminar once a year.


We prioritize employee management. We recognize the pivotal role of adept managers in facilitating career and professional advancement for our staff. Consequently, we have structured our organization in alignment with this management ethos.

Compensation policy

We aim to offer our employees fair remuneration aligned with their skills and levels of responsibility while considering their value in the job market. To this end, we have constructed a remuneration policy based on our level matrix, supported by reliable salary comparisons.

Culture of the written word

We have fostered a written culture conducive to remote banking, enabling everyone to manage their time effectively. Our work methods are entirely asynchronous, conducted through written communication online, predominantly in English. As a result, there’s little distinction between working remotely or from the office. Top of Form

Our partnerships

Our associations and collectives make our recruitment as open as possible.

Ready to unleash your potential at Memo Bank?

Logo Memo Bank
Logo Memo Bank