End-to-end automation of your transactions
Say goodbye to EBICS files and manual processes. Our API isn't just a technical tool: it's the central command that automates your operations, frees your teams from manual tasks, and become a strategic partner for growth.
Our API turns hours of work into seconds of execution.
Initiate thousands of payments, click-free and error-free.
Fully automate the entire incoming and outgoing payment cycle, whether you are dealing with a single payment or thousands. Our API can automate SEPA direct debit collections from your customers or initiate SEPA standard and instant transfers.
Reconcile your data in real-time, not at the end of the month.
Assign a virtual IBAN per customer, transaction, or department. Your teams can reconcile cash flows instantly, with no risk of error.
Receive notifications for every event.
For specific events in your Memo Bank workspace, we send a request to your server (webhooks). These events include the creation, update, and deletion of accounts (current accounts, third-party accounts), as well as status tracking for all your transfers or direct debits (scheduled, authorized, rejected, etc.).
Automatically balance your cash flow.
If you have multiple current accounts with Memo Bank, our treasury API will help you balance your cash flow automatically, according to your own cash management rules.
Create your own custom management rules.
Get full transaction details from your current accounts or third-party accounts. Automatically import and associate attachments with your transactions via the banking API.
A market leading API
An API recognized by experts
French traditional banks have limited their scope to producing Open Banking APIs. Memo Bank breaks away from this trend by offering a Premium API that automates entire payments flows, thus rationalises repetitive tasks. Our Premium API has been awarded by the Trophées DAF and by The Digital Banker, thus winning unanimous acclaim among financial experts.
The most powerful API on the market
Traditional banks are limited to basic Open Banking APIs. Fintechs lack the robustness of a bank. Memo Bank combines banking power with technological agility.
- 99.9% contractual SLA
- Integration in <15 days
- Sandbox environment
- Support and relationship manager
- Real-time access to your data
What our clients love
Fewer financial partners
A single API replaces your multiple banking solutions. That means fewer contracts, less risk, and less administrative complexity.
End-to-end payment chain automation
Eliminate large files, EBICS transmissions, and manual data entry. Your teams can focus on value-added tasks. Your processes are secure. Your growth is guaranteed.
Integration that takes days, not quarters.
Our clients have never taken more than 15 days to integrate our banking API. It was designed by a team of passionate and skilled engineers. We provide clear and regularly updated API documentation. Once the API is integrated, our technical support team will be responsive in assisting you with your needs.
What your engineers will love
01Modern API: REST API authenticated with JWT and transmitting data in JSON
02Simple and quick integration to your tools
03Clear and accessible documentation
04Sandbox environment
05Real-time notifications via webhooks
06Token authentication
Hundreds of companies trust Memo Bank
