Delivering banking excellence for your French business
At Memo Bank, we’re transforming the day-to-day operations of finance and accounting teams.
Banking, as
it should be
Through its cutting-edge technology and dedicated relationship managers, Memo Bank is empowering businesses operating in France, whether they make €10 million or €100 million of annual revenues.
Fast and tangible results:
Optimisation
of your WCR
End-to-end automation via API
Transactions managed in real-time
Faster loan
grants
A bank offering unparalleled benefits.
A bank committed
at all levels
Create value for your business
Opt for Memo Bank and gain team-based account management with full oversight, streamlined banking automation for effortless business interactions, and strategic lending to fuel your project’s growth.
Support today's global transition
We have made commitments to support you with your digital and low-carbon transition. We’re committed to providing transparency on the deposits we collect and the projects we finance.
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Manage your liquidity and transactions in real time
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Optimise your WCR
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Automate your transactions
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Control your business expenses
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Grow your business
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A dedicated relationship manager
After our fundraising, we met several banking partners, and Memo Bank was the first to come forward.
Matthieu Masselin
Cofounder and CEO of Wandercraft
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We don't compromise on security
Prudential ratios are well above the thresholds set by Basel III regulations.
Real-time financial management and tools to reduce and block risks.
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State-of-the-art technology to manage your operations
A cutting-edge core banking system leading the way in innovation.
Directly connected with the core of European payment systems.
Your news is also our news
- Announcement
Memo Bank has been recognized in the “Best API Initiative” category by The Digital Banker
In November 2023, Memo Bank’s Premium banking API was awarded by an external jury of French CFOs (Trophées DAF) in the “Innovation and Transformation” category.
Just four months after this recognition, our Premium API continues to impress financial experts, this time on an international scale, earning Memo Bank the “Best API initiative”. This award was presented by The Digital Banker, a leading provider of information, economic intelligence, and research in the financial services sector.
With this new distinction, Memo Bank positions itself alongside renowned international companies such as HSBC, Santander, and American Express, which are also award recipients, and continues to demonstrate the significant impact of its banking offerings on the financial industry.
- Announcement
Memo Bank has been recognized in the “Best API Initiative” category by The Digital Banker
In November 2023, Memo Bank’s Premium banking API was awarded by an external jury of French CFOs (Trophées DAF) in the “Innovation and Transformation” category.
Just four months after this recognition, our Premium API continues to impress financial experts, this time on an international scale, earning Memo Bank the “Best API initiative”. This award was presented by The Digital Banker, a leading provider of information, economic intelligence, and research in the financial services sector.
With this new distinction, Memo Bank positions itself alongside renowned international companies such as HSBC, Santander, and American Express, which are also award recipients, and continues to demonstrate the significant impact of its banking offerings on the financial industry.
- Announcement
A Premium Banking API with a broad range of uses
French traditional banks have limited their scope to producing Open Banking APIs. Memo Bank breaks away from this trend by offering a Premium API that automates entire payments flows, thus rationalises repetitive tasks.
- Announcement
Add recurrence and validation rules to your outgoing transfers.
Companies that manage their bank accounts collaboratively must find a balance between trust and control, especially when it comes to outgoing bank transfers. Our clients have already made tons of bank transfers—without paying tons of banking fees on them—and today, we’re adding two transfers-related features:
- Recurring transfers;
- Team-wide validation workflows.
