Collect your payments within 24 hours
Our SEPA direct debit solution enables you to collect your payments within 24 hours and features a pricing that is fixed.
Get paid via SEPA direct debit
Receive your payments within 24 hours
Your WCR is no longer subject to the pressure imposed by your fintechs and banking partners. At Memo Bank, your bank account is credited within 24 hours for collection instructions initiated before noon (48 hours otherwise).
Collect your payments via your Memo Bank account
You can manage your payment collections directly from your Memo Bank account: volume of payments, recurrences, due date, etc.
Collect your payments via our banking API
You can fully automate the SEPA collections of your payments with our unique and multi-award-winning banking API.
Real-time notifications
Either from your Memo Bank account or via our banking API, you can track in real time the status of your incoming transactions. If a payment collection is rejected, you can access the reason behind the failed transaction (R-transaction).
Maximise the debt collection recovery rate
14.6% of online card payments are declined (Banque de France). Our solution allows you to collect payments from your customers by directly debiting their current account. Additionnaly, you can automate payment retries for failed transactions. SEPA direct debits enable you to maximise your debt collection recovery rates and minimise admin tasks dedicated to monitoring your accounts receivable.
Pay your invoices via SEPA direct debit
Pay your suppliers quickly and safely
To fulfill your financial obligations towards your clients, suppliers, etc. you can pay your creditor via SEPA direct debit. The SEPA direct debit is then carried out in a secure manner. You can dispute a direct debit, either by challenging each debit or by revoking the entire direct debit mandate.
Track your outgoing payments in real time
As your transactions are tracked and visible in real-time, you can act quicly if you detect any errors on your SEPA payments (wrong or unknown recipients, unusual amounts, suspicious transactions, etc.).
Mitigate the risk of fraud. From within.
Neutralise the risk of fraud. Through our available functionnalities, you can prevent any outgoing payments from leaving your account.
Hundreds of companies trust Memo Bank
An integrated solution to take and to make SEPA payments
01SEPA CORE and SEPA B2B direct debit
02Adding existing or creating new SEPA mandates with electronic signatures
03The reason behind a failed transaction (R-transaction) is available
04Automatic retry of failed payments to maximise debt collection recovery rate
05One-time or recurring date to collect your payments
