Medium or long-term loans

Business loans that are clear and quick to get

We assist you with your borrowing needs to finance tangible or intangible assets or your company's everyday operations. Once your loan application has been approved, funds will be released within a few days.

By your side to finance your strategic projects

Business loans tailored to your needs

Memo Bank assists you in financing tangible and intangible assets. We can provide you with a business loan of up to €1,000,000.

A simple cash-flow profile

Depending on your needs (working capital, investment...), your financial situation and cash-flow projections, the term of our loans ranges between 1 and 7 years, with a fixed interest rate, fixed installment profile and possible amortization deferral period.

Various loans arrangements

You can borrow money from us to fully finance your project. We can also co-lend it with other financial institutions. We usually lend under the Bpifrance SME guarantee programme, making our loans more affordable for borrowers.

A simple process to get a business loan

Online loan application

Once you've taken us through your needs, our expert will set up a meeting with you within 48 hours. The loan application and its progress are managed online.

A personalised interest rate

The interest rate we'll communicate is not based on (unnecessarily) complex models. Our interest rate is based on your company's history, the nature of your project, the repayment term, and the macroeconomic context.

We won't overwhelm you with unnecessary guarantees.

Some traditional banks may ask you for guarantees that are disproportionate. The guarantees we ask are fully adapted to your business and to the project you need to finance.