BOOSTER ACCOUNT

Fully liquid, fully earning treasury

The only business savings account that truly maximizes your available cash: earning from day one, fully liquid, fully digital.

Make the most of your surplus cash

A unique and competitive rate

The account earns 80% of the €STR rate from the first euro. Current annual rate: 1.55% (as of January 6, 2026).

An instant-access account

The Booster savings account gives you total flexibility over your liquidity. Add or withdraw funds instantly and autonomously. No conditions on the minimum amounts you can add or withdraw.

Opening the account in just a few clicks

As soon as you become a Memo Bank client, opening the Booster Account takes just seconds, and is managed directly from your banking platform. At Memo Bank, you'll never go through outdated procedures or administrative burdens to open an account.

Returns are optimised, volatility becomes manageable

The competitive level of interest rate paid on the Booster Account is not the result of investments made on financial markets. Hence, the level of volatility on your returns is reduced, and your deposits are protected.

The interest rate is annual and paid out monthly

The interest is calculated daily and is based on the minimum daily balance on your Booster Account. Interest is paid out monthly.

Setting up cash sweeping rules

Maximise returns earned on the Booster Account or manage unforseen circumstances by setting up your own cash sweeping rule. Instant balance transfers are made between your main current account and your Booster account according to your cash sweeping rules.

Demonstrating full transparency in the way we manage our liabilities

An account that tracks the €STR

The interest rate on the Booster account tracks the Euro Short Term Rate (€STR), the daily euro reference rate calculated by the ECB. Calculated daily, the interest rate is set at 80% of the €STR. Memo Bank maximises the return earned on your cash surpluses. Memo Bank reaffirms its commitment to supporting all businesses, especially in a challenging economic context.

Your deposits are managed by a responsible bank

Memo Bank has been implementing concrete and impactful actions to minimise its impact on the environment. In parallel, Memo Bank continues to raise awareness among its clients and the entire banking sector about climate issues.

Your deposits are in a safe place

Through compliance with Basel III solvency ratios and other regulatory requirements, and a successfully audited state-of-the-art technology, be sure that your deposits are fully protected with us.

Many options to optimise your surplus cash

In addition to the Booster Account, we offer a full range of interest-bearing solutions. Among these, our Money Market Funds (MMF) optimise the yield on your EUR and USD, from €/$1,000, with no cap. Funds are available within 24 hours.