Easy to understand,
hard to beat.
You have better things to do than to pore over the fine print of a bank’s pricing guide. That is why we have straight-forward plans. No hidden charges. No unpleasant surprises.
Memo Bank recommends | |||
Plan | BasicEverything small teams need to get started. | PlusEven more services, perfect for fast-growing SMEs. | UnlimitedOur most expansive and flexible offer. |
Price | €49excl. VAT per month | €149excl. VAT per month | €399excl. VAT per month |
Commitment | Month-to-monthRequest access | Month-to-monthRequest access | Month-to-monthRequest access |
Users | 1 user €10 excl. VAT/month per additional user | 10 users €10 excl. VAT/month per additional user | Unlimited |
Current accounts | 1 current account €10 excl. VAT/month per additional current account | 5 current accounts €10 excl. VAT/month per additional current account | 20 current accounts €10 excl. VAT/month per additional current account |
Virtual IBANs | Unlimited | Unlimited | Unlimited |
SEPA instant transfers, standard transfers or direct debits | 20/month | 200/month | Unlimited |
SEPA additional transactions | €0.40 excl. VAT/transaction | €0.40 excl. VAT/transaction | Free |
Interest-bearing deposits | None | 0.15% per year | 0.25% per year |
Overdraft facility | None | Yes | Yes |
Visa Corporate deferred debit cards
According to eligibility
According to eligibility
1 card €5 excl. VAT/month per additional card | 10 cards €5 excl. VAT/month per additional card | Unlimited | |
2 cards €2 excl. VAT/month per additional virtual card | 20 cards €2 excl. VAT/month per additional virtual card | Unlimited | |
Card payments & cash withdrawals outside the Eurozone | 2% | 2% | 2% |
Optional
€50 excl. VAT/month Transactions included in your subscription | €75 excl. VAT/month Transactions included in your subscription | €100 excl. VAT/month Transactions included in your subscription | |
EBICS connection | €50 excl. VAT/month Unlimited connexions | €75 excl. VAT/month Unlimited connexions | €100 excl. VAT/month Unlimited connexions |
€200 excl. VAT/month Unlimited connexions |
Additional services
Wire transfer approval by a group administrator | |||
Capital deposit and increase |
Details
30-day free trial
Once you've signed your account agreement, you can try out your account at no charge for the first 30 days. This offer applies to all subscription plans. You will only be billed from the 31st day provided you have not closed your account (in which case you will not be billed at all). It's that simple: the first 30 days are on us.
Required documents
In order to open a Memo Bank current account, you will be asked to submit several documents. This process is managed quickly and securely directly through our website. There is nothing to print or mail.
Additional fees
The following fees are not included in our monthly plans and will be billed separately:
- intervention fees (e.g. for a rejected wire transfer);
- overdraft fees.
Change plans
Our Basic and Plus plans are fully flexible, so you can change whenever you want, even in the middle of the month. Our Unlimited plan requires a thirty-day commitment, but beyond that, you can easily change to the Basic or Plus plan. If you decide to change plans in the middle of the month, your bill will be prorated. You'll never be charged for two plans at the same time.
Closing your account
You may close your account at any time, and there are no fees for doing so. While closing an account is never as exciting for us as opening one, our streamlined and professionnel approach remains the same.