Easy to understand,
hard to beat.

You have better things to do than to pore over the fine print of a bank’s pricing guide. That is why we have straight-forward plans. No hidden charges. No unpleasant surprises.

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Memo Bank recommends

Plan

Plus

Everything you need to manage your money as a small team.

Expansion

Even more transactions and users for fast growing companies that need some slack.

Price

€149excl. VAT per month€949excl. VAT per month

Commitment

Month-to-monthBook a meetingMonth-to-monthBook a meeting

Users

10 users

30 users

Current accounts

5 current accounts

5 current accounts

Virtual IBANs

100

2 000

SEPA instant transfers, standard transfers or direct debits

200/month

3 500/months

€10 excl. VAT/transfer

0.75% to 1.20% exchange fee depending on currency

€10 excl. VAT/transfer

0.75% to 1.20% exchange fee depending on currency

Interest-bearing deposits

According deposits

According deposits

Rates depending on market conditions

Rates depending on market conditions

Visa Corporate deferred debit cards

According to eligibility

10 cards

30 cards

10 cards

30 cards

Card payments & cash withdrawals outside the Eurozone

2%

2%

Online cards management

Optional

€75 excl. VAT/month

Transactions included in your subscription

€200 excl. VAT/month

Transactions included in your subscription

EBICS connection

€75 excl. VAT/month

€200 excl. VAT/month

€1,000 excl. VAT/month

Overdraft facility

Holding account

€49 excl. VAT/month

€49 excl. VAT/month

Additional services

Multi-company management

User Role Management

Tags to organize operations

Unlimited storage of operations, supporting documents and bank statements

Single and Batch Transfers (XML)

Wire transfer approval by a group administrator

Setup and Management of B2B Direct Debits

Needs beyond our subscriptions?

For companies that have a specific business model or manage a large volume of payments.

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Details

Required documents

In order to open a Memo Bank current account, you will be asked to submit several documents. This process is managed quickly and securely directly through our website. There is nothing to print or mail.

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Transferring your bank account to Memo Bank

If you already have a business account with a bank and would like to transfer it to Memo Bank, we can help you.

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Change plans

Our plans are fully flexible, so you can upgrade whenever you want, even in the middle of the month. If you decide to change plans in the middle of the month, your bill will be prorated. You'll never be charged for two plans at the same time.

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