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Memo Bank and the Memo Bank logo are trademarks protected by intellectual property rights, as are all elements comprising the memo.bank website and its subdomains such as help.memo.bank, including texts, images, logos, graphics, videos, and sounds. Memo Bank customers are only recognized as having access rights to the website and the rights to use its functionalities. It is therefore strictly forbidden to carry out any operation aimed at accessing the source code of the website, its database, or any element that may be protected by an intellectual property right, and to reproduce, represent, distribute or use the elements thus protected.