All-in-one pricing plans tailored to your needs
Addressing challenges faced by finance and accounting functions through subscriptions that are both clear and complete.
Plus
€ 149 per month (excl. VAT)
200
SEPA transfers per month
Prime
- Popular subscription plan
€ 399 per month (excl. VAT)
1 000
SEPA transfers per month
Expansion
€ 949 per month (excl. VAT)
3 500
SEPA transfers per month
The bank of tomorrow, available now
Enter a new era of banking that embodies modernity, transparency, and efficiency. Through its pricing plans, cutting-edge technology, and dedicated relationship managers, Memo Bank delivers an overhaul in the way businesses manage their banking needs.
Our subscriptions
Plus
Prime
Expansion
High volume
Plus
Prime
Expansion
High volume
Protect and optimise your liquidity
Your liquidity
Current account (available in Euros)
Current accounts included
5 accounts
5 accounts
5 accounts
5 accounts
Users included
10 users
15 users
30 users
30 users
Interest earned from €1 and above
10% of the €STR
10% of the €STR
10% of the €STR
10% of the €STR
Dedicated current account for each subsidiary
Blocking outgoing transactions
Booster instant access savings account
Interest earned from €1 and above
80% of the €STR
80% of the €STR
80% of the €STR
80% of the €STR
Opening the Booster account online
Cash sweeping from/to the savings account
Opening and managing term deposit accounts online
Partial and full withdrawals allowed on the term deposit account
Special accounts
Ring-fenced account
Optional
Optional
Specially dedicated account
Optional
Optional
Settlement account
Optional
Optional
Premium banking API
Managing current accounts and special accounts via API
Cash and liquidity management via API
STP and real-time capabilities
Optional
Optional
Pay and get paid all around the world
SEPA transfers
Volume of incoming and outgoing transactions
200/month
1,000/month
3,500/month
25,000+/month
Standard and instant payments
SEPA instant payments at no extra cost
Setting up delegation and validation payments rules
Collecting payments via SEPA direct debit
Integrated payment collection module
Incoming payments received within 24 hours
Automatic retry of failed payments
Automated SEPA mandate management
Optional
Optional
Optional
Optional
Making payments via Visa Corporate Cards
Physical cards included
10 cards
15 cards
30 cards
30 cards
Online cards included
10 cards
15 cards
30 cards
30 cards
Creating cards online
Apple Pay
Google Pay
Uncapped payment thresholds
Deferred and instant debit
International payments via SWIFT
90 available currencies when issuing a payment
29 available currencies when receiving a payment
Premium banking API
Automating incoming and outgoing payments flows via API
STP and real-time capabilities
Optional
Optional
Streamline your accounting and your banking exchanges
Managing business’ expenses via Corporate cards
Configuring the type of allowed expenses and merchants (travelling, lunch, hotel, etc.)
Card-level real-time and online management
Adding receipts automatically
Inputting the amounts (excl. and inc. VAT), the merchant details, etc.
Banking reconciliation
Granular segmentation of the transactions via virtual IBANs
Transaction details and history
Tax settings management
Accounting integrations and file exchanges solutions
Open Banking API (PSD2)
EBICS TS (Interbank communications protocol)
Optional
Optional
Optional
Optional
100+accounting and treasury integrations
Banking reconciliation via Premium Bank API
Optional
Optional
Grow your business
Overdraft
Medium and long-term loans
Capital increase
Contact your relationship manager
Enjoy an outstanding banking experience
Dedicated relationship manager
Client support team based in France
The Memo Bank account: quick to open, easy to use
How to become a Memo Bank client
Let’s discuss your needs in more detail and find the pricing plan that works best for you.
Our account opening procedures (KYC, etc.) differ from those of traditional banks and are digitised.
Assisting you in transferring the funds you hold with other banks
Whether your company has an annual turnover of €10 million or €100 million, we can, if you want to, manage the entire process of transferring funds you hold with other banks.
Transparency is the core element of our pricing plan.
We’ve designed a range of complete subscriptions. When banking with us, you’ll always know how much you’ll pay each month together with being in full control of your banking fees.
Memo Bank’s pricing is very clear, so you know exactly what you’re paying for.
Memo Bank's pricing is very clear, so you know exactly what you're paying for.
CFO of Moroni S.A
Julian Aroun
Co-founder and CEO of Drapo
