The transaction bank for asset managers and investment funds
They manage their funds with Memo Bank
Processing over €15 billion in annual transaction volume for asset managers
We act as your custodian bank, in addition to your depositary bank for the operational management of your investment funds (securitization vehicles, private equity funds, etc.).
Rely on a fully licenced bank and state-of-the-art technology.
Open client accounts with ease and leverage our market-leading API to automate collections and securely manage your funds. We offer a dedicated team and a streamlined account opening process.
An API-first banking infrastructure to power your transactions
Industrialize your drawdowns and distributions
Use our API to automate capital calls (drawdowns) via D+1 SEPA direct debits and process income distributions (dividends, coupons) via SEPA instant credit transfers, regardless of transaction volume.
Frictionless banking reconciliation
Generate a dedicated virtual IBAN per investor, transaction, etc. via API to instantly identify the origin of funds.
Iroko manages millions in transaction volume via API
Facing exponential growth, Iroko turned to Memo Bank’s premium API to automate subscription collections via SEPA instant credit transfer or SEPA direct debit, as well as dividend payouts to investors.
Secure and streamlined management of your clients’ funds
A consolidated and centralized view of all accounts
Within a single workspace, access the various types of client accounts for your activity: safeguarding accounts, dedicated liquidity account, trust accounts, fiduciary accounts, etc.
Granting account access to all stakeholders
Manage the complexity of your funds (trusts, securitisation vehicles, etc. ) with view-only or write access tailored to your internal and external parties (middle office, fund managers, accountants, etc. )
Real-time monitoring and control
API-driven automation guarantees total transparency on all account activity. Automated daily exports (e.g., MT940) can be sent to your depositary bank for consolidated institutional reporting.
IQ-EQ uses Memo Bank to segregate third party funds
IQ-EQ relies on Memo Bank to streamline and centralise the management of its securitisation vehicles and trust accounts. Through a centralized and real-time banking platform, IQ-EQ monitors all activity carried out by its servicers, safeguarding the assets it manages.
Tokenized funds: automate euro subscriptions and redemptions
Subscriptions and redemptions
Recording fund units on a blockchain changes how the register is kept, not the nature of the flows: subscriptions, redemptions and distributions remain euro movements. Memo Bank handles these flows, without touching the register or the tokens.
Bank flows in sync with your register
A virtual IBAN per investor identifies each subscription, and a webhook triggers the recording of units in your system. Redemptions are paid out by instant transfer, 24/7.
Spiko automates the flows of its tokenized SICAV
Spiko opens a dedicated liquidity account for each sub-fund of its SICAV with Memo Bank. Subscriptions and redemptions are processed by API in real time, and the depositary, CACEIS, receives a daily MT940 statement for its controls.
Solutions to grow your deposits
Earn interest on funds held on behalf of third parties
Put your liquidity to work between capital collection and deployment. Earn returns via our remunerated client accounts, Booster account, or treasury investment funds (Amundi STAR funds, money market funds).
