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International payments

Manage your business activities in the most traded currencies

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Initiate and receive payments worldwide, with competitive exchange rates and across a wide range of currencies such as USD, GBP, JPY, CHF, etc.

Issue and receive international payments

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104 currencies for outward payments and 32 for inward payments.

Your Memo Bank account enables you to make payments in 105 currencies and receive payments in 32 currencies (check our list of supported currencies).



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Competitive exchange rates

We’ve partnered with J.P. Morgan to provide you with competitive exchange rates when your business makes or receives international payments





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Clear and transparent exchange rates

At Memo Bank, we're crystal clear about our fees. Our pricing is based on a fixed processing fee (€5 excl. VAT for each international payment received, no fee otherwise) and a foreign exchange fee which ranges from 0.75% to 1.20%, depending on the currency being converted.


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Forget about rate fluctuations

The execution of international payments can take a few hours, and exchange rates may vary during that period. We'll cancel your transfer if the exchange rate increases by more than 10% during that window.





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Strong features for managing your international transfers

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  1. 01Make SWIFT payments in 104 currencies

  2. 02Receive SWIFT payments in 32 currencies

  3. 03Execution of SWIFT transfers via API

  4. 04Partnership with an international and well-renowned bank

  5. 05Clear and transparent exchange rates

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Experience speaks louder than words.

Ready to leave the dark side of banking behind?