Magazine
Business loans and overdrafts
Business financing rarely comes from a single source. According to France Invest, 73% of scale-ups combine at least two types of financing during their growth phase. Between venture capital, crowdlending, bank loans, and public programs, the choice depends on your stage of maturity and your dilution needs. This category breaks down each source: eligibility criteria, actual costs, and impact on your capital structure. Memo Bank analyzes the types of financing available to SMEs and mid-cap companies.