The transaction bank for rental management
An API-first banking infrastructure designed to automate your entire payment lifecycle: collections, capital calls, vendor payments, landlord disbursements, and reconciliation. All backed by a full credit institution license.
They manage their transactions with Memo Bank
Billions in transaction volume managed for rental operations
Property managers, HOAs , and platforms handle massive volumes: rent, capital calls, service charges, and supplier payments.
Memo Bank provides an API-first infrastructure that automates these movements and secures payment collections, all in real time.
A banking infrastructure to automate your payments
Streamlining your payment workflows
An API integration tailored to your specific payment workflows: rent collection, automated notifications, rent disbursements via SCT transfer, liquidity management between payment collections and payouts, and more. The possibilities are endless.
Automate recurring transfers
Issue your SEPA (standard or instant) and Swift credit transfers via our API and based on your specific use cases. For example: once rent is collected, automatically trigger disbursements to landlords, vendor payments, and recurring disbursements, all without manual intervention.
Collecting rent in 24 hours via SEPA direct debit
Capital calls are often slow and prone to error. Our API-driven payment collection solution allows you to:
- Automate payment requests, at any frequency
- Manage SEPA mandates and digital signatures.
- Collect rent within 24–48 hours.
- Reduce rejections and payment reminders.
Seamless rent reconciliation
Multiple accounts to segment income and expenses
Create as many current accounts as needed: one for rent collection, one for rental deposits, one for maintenance funds, etc.
Automated reconciliation via virtual IBANs
Assign a virtual IBAN to every flat, property, or tenant. Every incoming payment is immediately identified: no more manual work and errors.
« Being able to create virtual IBANs per flat definitely changed everything.»
Clément Buffet, Cofondateur of Plusse
Granular access control for your teams
Set granular permissions for viewing, initiating, or validating transactions. Ideal for managers, accountants, middle-office teams, or third parties.
« We were able to create dedicated access for our employees, who can check if a tenant is up to date with their rent, without having to go through us. »
Clément Buffet, Cofondateur of Plusse
A bank with a deep expertise in real estate
A fully licensed credit institution
Your business can count on an independent banking institution regulated by the Banque de France Through our banking license, we can support you with client accounts, cash management, and borrowing solutions.
A well recognized real estate expertise
Everyday, our team deals with the challenges of property managers, HOAs, proptech platforms, and Property Management Softwares (PMS) Our KYC and onboarding processes are specifically adapted for multi-entity structures and third-party management.
